Terms and Conditions
Terms & Conditions for Use of this website
Last updated: March, 2020
The PBI logo, all other service marks, and the names of various products and services described within are service marks of Pacific Best Insurance. All other trademarks or service marks are the property of their respective owners.
Permission is hereby granted to use, copy and distribute these materials as presented in this Web site and without alteration for non-commercial purposes only; provided that all copyright and other proprietary notices appear in all copies in the same manner as the original. All other uses are prohibited.
Except as expressly provided herein, you shall not use any portion of this Web site, or any other intellectual property of PBI (including, but not limited to PBI service marks), on any other Web site, in the source code of any other Web site, or in any other printed or electronic materials. Except as expressly provided herein, you shall not modify, publish, reproduce, republish, create derivative works, copy, upload, post, transmit, distribute, or otherwise use any of this Web site's content or frame this Web site within any other Web site without our prior written permission. Systematic retrieval of data or other content from this site to create or compile, directly or indirectly, a collection, compilation, database or directory, without prior written permission from PBI, is prohibited.
PBI does not knowingly permit anyone to post on this Web site materials that infringe on the intellectual property rights of third parties. If you believe that your work has been copied and is available on this Web site in a way that constitutes copyright infringement, please contact us with a notice that includes substantially the following information:
- a physical or electronic signature of the copyright owner or a person authorized to act on their behalf;
- identification of the copyrighted work claimed to have been infringed;
- identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material;
- your contact information, including your address, telephone number, and email address;
- a statement by you that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
- a statement that the information in the notification is accurate, and, under penalty of perjury, that you are authorized to act on behalf of the copyright owner.
Upon receipt of a notice meeting the above requirements, we will respond in accordance with the Digital Millennium Copyright Act to remove or disable access to the material claimed to be infringing or to be the subject of infringing activity. We will also terminate account access by repeat infringers where we deem appropriate.
This site contains links to other Internet Web sites ("Third-party Sites") that are not maintained by PBI. These links are provided solely for your convenience. PBI makes no warranties or representations about the content of, any products or services offered by, or the intellectual property compliance of, such Third-party Sites. We recommend that you take the time to read the privacy policies and user agreements of these sites.
Privacy & Security
Please review our Privacy & Security Policy, which also governs your visit to this web site.
Disclaimer of Warranty
The content and materials in this site are provided "as is" and without representations or warranties of any kind, either express or implied. To the fullest extent permitted by law, PBI expressly disclaims all warranties, express or implied, with respect to this site including, but not limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement. PBI does not warrant or represent that the functions or operation of this site will be uninterrupted or error-free, that defects will be corrected, or that this site, its servers or any e-mail sent from PBI are free of viruses or other harmful components.
Limitation of Liability
To the fullest extent permitted by law, PBI shall not be liable for any injury, loss, claim, or damage, nor any indirect, special, incidental or consequential damages of any kind, whether based in contract, tort, strict liability or otherwise, which arises out of (a) the use of, or inability to use, this site or content found in this site, or (b) unless resulting from the gross negligence or intentional actions of PBI, the unauthorized access to or alteration of your transmissions or data, even if PBI has been advised of the possibility of such damages.
Jurisdiction / Enforceability
Use of this site shall be governed by and construed in accordance with the laws of the State of California without giving effect to any principles of conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in California.